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Buy vs. Rent Analysis

See the true cost difference between renting and owning over your time horizon in Montgomery County.

Monthly Rent ($)

Home Price ($)

Down Payment (%)

Interest Rate (%)

Time Horizon (years)

Annual Rent Increase (%)

Home Appreciation (%)

Monthly Rent

$1,800

Monthly Ownership Cost

$4,627

Mortgage + Tax + Insurance + Maintenance

Cumulative Cost Over Time

Net buy cost factors in equity built through appreciation and mortgage paydown. The crossover point shows when buying becomes cheaper than renting.

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